An Open Letter to New Readers | p. 1 |
Introduction: Would You Rather Be Sexy or Rich? | p. 6 |
Why do people gain weight after college? The similarities between money and food |
Counterintuitive but true: We need less personal-finance information |
Common excuses for not managing money |
You're not a victim-you're in control |
Stop debating minutiae and focus on the Big Wins |
The key messages of I Will Teach You to Be Rich |
"Rich" isn't just about money: What does it mean to you? |
Chapter 1 Optimize Your Credit Cards | p. 23 |
How to beat the credit card companies at their own game |
Why Indian people love negotiating |
Stop being intimidated by your credit cards |
Picking the best card for airline miles, cash back, and rewards |
The six commandments of credit cards |
How to negotiate with your credit card company to get fees waived and receive lower rates |
Secret perks your card offers |
Why you should always buy electronics, travel, and furniture on your credit card |
What not to do with your cards |
The burden of student loans |
When credit cards go bad |
Five steps to getting rid of debt |
Week One: Action Steps |
Chapter 2 Beat the Banks | p. 69 |
Open high-interest, low-hassle accounts and negotiate fees like an Indian |
How banks rake it in |
The bank accounts I use |
Why you really need a separate savings account |
Opening high-interest, no-fee accounts |
Why people stick with terrible bank accounts |
Five marketing tactics banks use to trick you |
Negotiate out of fees with your current bank (use my script) |
Week Two: Action Steps |
Chapter 3 Get Ready to Invest | p. 94 |
Open your 401(k) and Roth IRA-even with just $50 |
Start investing, step by step |
Why your friends are scared of investing |
Investing is the single most effective way to get rich |
Where should your money go? Introducing the ladder of personal finance |
Mastering your 401(k) |
Crush your debt |
The beauty of Roth IRAs |
What about robo-advisors? |
The exact account I use |
Feed your investment account |
HSAs |
Beyond retirement accounts |
Week Three: Action Steps |
Chapter 4 Conscious Spending | p. 126 |
How to save hundreds per month (and still buy what you love) |
How to spend extravagantly on the things you love and cut costs mercilessly on the things you don't-without making an annoying budget |
The difference between cheap people and conscious spenders |
How my friend spends $21,000 per year going out-guilt-free |
Using psychology against yourself to save |
The four buckets: fixed costs, savings, investments, and guilt-free spending money |
The envelope system for not overspending |
What if you don't make enough money to save? |
How to make more money |
Handling unexpected expenses |
Week Four: Action Steps |
Chapter 5 Save While Sleeping | p. 167 |
Making your accounts work together-automatically |
The power of defaults |
How to spend only 90 minutes a month managing your money |
Ways to use psychology to help you save money |
Create your automatic money flow |
Using your automated finances to fuel your rich life |
Week Five: Action Steps |
Chapter 6 The Myth of Financial Expertise | p. 188 |
Why professional wine tasters and stock pickers are clueless-and how you can beat them |
Who should you trust? |
Experts can't guess where the market is going |
How experts hide poor performance |
You don't need a financial adviser |
Behind the scenes: When two wealth managers tried to recruit me |
Active vs. passive management |
Chapter 7 Investing Isn't Only for Rich People | p. 212 |
Spend the afternoon picking a simple portfolio that will make you rich |
The beauty of automatic investing |
Asset allocation: more important than the "best stock of the year!" |
Retiring in your 30s or 40s: The FIRE movement |
Convenience or control? You choose |
The many flavors of stocks and bonds |
Creating your own portfolio: How to handpick your investments |
Investing the easy way: target-date funds |
Feeding your 401(k) and IRA |
The Swensen model of asset allocation |
Insane crypto "investments" |
Week Six: Action Steps |
Chapter 8 How to Maintain and Grow Your System | p. 260 |
You've done the hard work: Here's how to maintain (and optimize) your financial infrastructure |
Feed your system-the more you put in, the more you'll get out |
Ignore the noise |
The tricky part of managing your own portfolio: rebalancing your investments |
Nutty beliefs about taxes |
When to sell |
For high achievers: a ten-year plan |
Giving back-an important part of being rich |
Chapter 9 A Rich Life | p. 282 |
The finances of relationships, weddings, buying a car, and your first house |
Student loans-Pay them down or invest? |
How to help parents who are in debt |
The big conversation: talking about money with your significant other |
Should you sign a prenup? |
Why we're all hypocrites about our weddings (and how to pay for yours) |
Negotiating your salary, I Will Teach You to Be Rich style |
The smart person's guide to buying a car |
The biggest big-ticket item of all: a house |
The benefits of renting |
Is real estate really a good investment? |
Planning for future purchases |
Your Rich Life: Going beyond the day to day |
Acknowledgments | p. 335 |
Index | p. 336 |